Here’s a few financial tips before year end. If you use the Nucor Health Care Savings Account (flex spending account), check your balance. Make sure to use any fund above your carry over amount before year end (remember, “use it or lose it!”). Speaking of healthcare, if you have already met your deductible for the year, consider getting those last-minute check-ups and doctor appointments set up before Dec. 31! If you are trying to max out your 401k (don’t forget your catch-up contributions over 50), you may still have time to ramp up your contributions to hit the limits before year end. Lastly, its ALWAYS a good time to pay down high interest debt! If you are carrying a balance on a credit card, aggressively attack that debt and start 2026 off with less financial stress! ***Don’t forget, time is almost up for Open Enrollment! Make those elections! Also, now is a great time to “+1” your 401k contribution! A small one percent increase each year can make a massive difference at retirement!***
CalmWater Financial Network®, 3204 W Benjamin Ave, Suite 200, Norfolk, NE 68701 ~ (402) 371-5511
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth.
www.calmwaterfinancialnetwork.com