Family Legacy Support

Are you asking yourself, “Now what?” 

When a loved one is facing death, disability, or terminal illness, it’s natural to feel overwhelmed and uncertain of the next steps to take. We stand by you through all stages, including final planning. Our Family Legacy Support program, integral to our 360-degree financial support for Nucor Teammates and their families, provides guidance through claims, insurance, and fund management during these emotional and challenging times. 

Health Insurance

1

COBRA

We help you continue health insurance coverage through COBRA after a Teammate's passing and guide you in securing new health insurance once COBRA coverage ends. 

2

Healthcare Spending

Managing healthcare spending accounts like HSAs or FSAs can be complicated. We're here to guide you on how these funds can be used effectively by beneficiaries. 

Life & Disability Insurance

1

Life Insurance

Whether it’s provided by Nucor or external policies, we're here to help you manage and claim your life insurance benefits.

2

Accidental Death

If you need to claim benefits from policies covering accidental death, we provide the support and assistance you need. 

Our Values

Disability Insurance-Survivor Benefits

We assist beneficiaries in claiming benefits from disability insurance policies, ensuring you receive the support you're entitled to. 

Financial Planning & Management

1

Investing

We’ll walk you through strategies for managing and investing the funds you receive with the goal of setting you up for long-term security.

2

Taxes

Get advice on handling tax obligations related to inheritance and estate transfers. 

Our Values

Retirement

If there’s any question of whether your circumstances will affect your retirement, we’ll take a look with you.

Beneficiary Coordination

1

Coordinating With Other Professionals

We act as a liaison to help streamline and manage the efforts of your different professionals—including lawyers, accountants, and insurance agents. 

2

Legal and Financial Documentation

Find support in organizing and updating necessary legal and financial documents.

Other Services

1

Dependent Care Plans

We help manage dependent care plans to make sure that dependents continue to receive the necessary care and support without interruption.

2

Social Security

Navigating the Social Security Administration for survivor and death benefits can be daunting. We're here to assist you in securing these essential benefits. 

Our Values

Estate Plan Help

Managing an estate can be complex. We support survivors and executors with estate planning and execution.

Don’t go through it alone.

The CalmWater team is here to provide you with the tools and care you need to honor your family’s legacy.

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Everyone has the power and capability to build the life they want. 

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